Netherlands flag

Moving to Netherlands: Cost of Living, Salaries, Jobs & Taxes (2026)

Quick facts, monthly costs, job market overview and practical residency steps for relocating to Netherlands.

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Moving to Netherlands: At a Glance

Netherlands is in Western Europe, with its main hub in Amsterdam. It’s known for a specific mix of lifestyle, work culture and affordability — and it can be a strong option for expats depending on your income level and priorities.

Best forEnglish + innovation
Main expat hubAmsterdam
LanguageEnglish in cities, local language helps
BordersGermany, Belgium, North Sea
Quick decision tip: If you prioritize English-speaking environment, innovation and cycling culture, Netherlands can be a great fit. If your top priority is maximum salary and very large job markets, compare it against Nordic/Western Europe in the country comparison tool.

Key Numbers (2026)

Average Salary€48,000/year
Rent€22/m²
English Proficiency90%
Unemployment3.8%
Data & methodology: Key numbers are indicative estimates compiled from public datasets (e.g. Eurostat/OECD), price indexes, and Europe Compass aggregation. Some figures shown as “%” are proxy scores (0–100) for readability. Updated 2026-01-15. See full statistics & methodology.

Job Market and Career Opportunities

Why Netherlands is Attractive for International Professionals

Netherlands offers one of Europe's most welcoming job markets for international talent. The low unemployment rate of 3.8% combined with exceptional English proficiency (90%) makes it highly attractive for global professionals. With an average salary of €48,000, the country provides excellent earning potential relative to living costs.

Top Industries in Netherlands

Technology

9/10

Amsterdam and Eindhoven are leading tech hubs with a thriving startup ecosystem.

Finance

8/10

Amsterdam Financial Centre offers numerous opportunities in banking and insurance sectors.

Healthcare

8/10

Growing demand for healthcare professionals with excellent job security and benefits.

Job Applications and Language Requirements

90% of jobs are suitable for English speakers, making it one of the easiest European countries for international professionals. Dutch is required mainly in public administration and local services.

Pro Tip for Job Hunting

LinkedIn is the primary recruitment channel. 85% of companies accept remote work, expanding opportunities significantly.

Housing in Netherlands

Housing Market Reality

The Dutch housing market is among Europe's tightest. Average rent is €22/m², availability is limited (~35%). Purchase prices average €5,200/m², making homeownership challenging for young professionals.

Major Cities by Housing Costs

Amsterdam

+30% more expensive880k residentsInternational, tech-focused

Rotterdam

+10% more expensive650k residentsModern, port city

Eindhoven

-10% cheaper235k residentsTech hub, youthful

The Hague

+20% more expensive550k residentsAdministrative center

Apartment Hunting - Practical Tips

  • Start early: Good rentals disappear within days
  • Prepare documents: Income proof and employment contract ready
  • Use multiple channels: Funda, Pararius, Facebook groups
  • Consider house sharing: Easier to get and more affordable

Taxation and Net Salaries

Dutch Tax System

Progressive tax with potential 30% ruling for expats. Average net salary ~€35,000 on €48,000 gross.

Income Tax Brackets 2025

Income BracketTax Rate
under €30,00019.5%
€30,000-50,00028.2%
€50,000-80,00037.8%
over €80,00045.1%

30% Ruling - Expat Tax Benefit

The 30% ruling reduces taxable income by 30% for up to five years; savings can reach €8k–10k annually on €60k salary.

Requirements:

  • Specialized knowledge required job
  • ≥150km from previous residence
  • Salary above €46,107 (2025)

Cost of Living

Monthly Essential Costs

Groceries and Daily Items

€290/month

Albert Heijn and Jumbo are main chains. Aldi/Lidl are cheaper alternatives.

Transportation

€75/month

Public transport (OV-chipkaart) or cycling.

Utilities

€155/month

Electricity €120, water €35.

Health Insurance

€140/month

Mandatory basic insurance.

Internet and Mobile

€60/month

Ziggo, KPN and T-Mobile.

Bureaucracy and Practical Matters

First Steps After Moving

1

Getting BSN Number

Register at the municipality (gemeente). Duration: 1–2 weeks.

2

Opening Bank Account

ING, ABN AMRO or Rabobank. Needs BSN and employment proof. 3–5 days.

3

Health Insurance

Mandatory within 4 months. Compare on Independer.nl.

Culture and Lifestyle

International Community and Integration

Netherlands is highly international. ~90% speak English, easing daily life and work.

Lifestyle Characteristics

Cycling Culture

World-leading cycling infrastructure.

Work-Life Balance

High score; part-time common and accepted.

Social Progressiveness

LGBTQ+ friendliness among the best globally.

Summary: Pros and Cons

Advantages

  • English proficiency (90%)
  • Cycling infrastructure
  • High employment rate
  • 30% ruling benefit
  • Open, international culture

Challenges

  • High rents (€22/m²)
  • Housing availability issues
  • High social costs
  • Rainy and windy weather

Final Recommendation

Best for: English-speaking environment, international culture and excellent mobility options; willingness to pay higher housing costs for quality of life.

Overall Rating for Expats8.5/10
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