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Terms of Service

Effective date: 24 August 2025

1. Acceptance of Terms

By accessing or using Europe Compass (the "Service"), you agree to these Terms. If you do not agree, do not use the Service.

2. Use of the Service

You may use the Service only for lawful purposes. Do not interfere with the Service, attempt to access it using automated means without permission, or misuse any data.

3. Information only, no professional advice

Content is for general informational purposes and may include estimates or third-party data. We do not provide legal, tax, immigration, investment or medical advice.

4. Intellectual property

The Service, including text, data, graphics and trademarks, is owned by Europe Compass or its licensors and protected by applicable laws. You may not copy, modify, resell or redistribute content except as permitted by law or with our written permission.

5. User submissions

If you send feedback or suggestions, you grant us a non-exclusive, worldwide, royalty-free licence to use them to improve the Service.

6. Third-party links, ads and partners

The Service may include links to third-party sites and display advertising, including Google AdSense. We are not responsible for third-party content, products or policies.

7. Privacy

Your use of the Service is subject to our Privacy Policy, which explains how we collect and use data, cookies and advertising.

8. Disclaimer of warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND. WE DO NOT WARRANT THAT THE SERVICE WILL BE ERROR-FREE OR UNINTERRUPTED.

9. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, EUROPE COMPASS AND ITS AFFILIATES WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA OR GOODWILL.

10. Indemnity

You agree to indemnify and hold harmless Europe Compass from claims arising out of your misuse of the Service or violation of these Terms.

11. Changes to the Service or Terms

We may modify the Service or these Terms at any time. Material changes will be indicated by updating the effective date. Continued use constitutes acceptance.

12. Governing law

These Terms are governed by the laws of Finland, without regard to conflict-of-law principles. Courts in Helsinki, Finland shall have exclusive jurisdiction. (Update to your actual jurisdiction if different.)

13. Contact

Email: info@europecompass.com